Privacy

FACTS

WHAT DOES TENNESSEE BANK & TRUST DO WITH YOUR PERSONAL INFORMATION

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • income and transaction history
  • credit history and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Tennessee Bank & Trust chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Tennessee Bank & Trust share? Can you limit this sharing
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes –information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes –information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share

Questions? Call 615-771-7802 or 615-298-8000

WHAT WE DO

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you:

  • apply for financing or make a wire transfer
  • make deposits or withdrawals from your account or open an account
  • provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS

Companies related by common ownership or control. They can be financial and nonfinancial companies.
Tennessee Bank & Trust does not share with our affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Tennessee Bank & Trust does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Tennessee Bank & Trust doesn’t jointly market.