Confident Futures


Savings Accounts

Traditional Savings

Our standard, liquid savings account pays more than most other banks. This account pays an interest on balances with unlimited deposits, ATM and over-the counter withdrawals.

Elite Money Market & Bronze Money Market

Higher balances mean a better return. Enjoy easy access to funds and liquidity with higher interest earning potential.

Certificates of deposit (CDs)

Among the safest investments you can make, our CDs offer a wide range of maturity dates, competitive rates, and the option to automatically renew upon maturity.

Individual Retirement Accounts (IRAs)

Individual Retirement Accounts are tax-advantaged and allow clients to contribute a portion of their earned income to build a secure future. You’ll find all the major retirement accounts with us, and we’ll help you choose which one is best for you.

Health Savings Accounts

Save for qualified current and future medical expenses on a tax-free basis. Funds contributed to an HSA belong to you and move with you through all of life’s changes.

These conditions are subject to change. For more information go to:

Tennessee Bank & Trust offers Health Savings Accounts (“HSA”) as custodian only. The HSA is intended to qualify as a Health Savings Account as set forth in Internal Revenue Code Section 223. However, you are solely responsible for ensuring that you satisfy the HSA eligibility requirements set forth in Section 223. If you establish an HSA and you are not otherwise eligible, you will be subject to adverse tax consequences. We recommend that you contact qualified tax or legal counsel before establishing an HSA.